We believe a bank should be more than just a place to store your money; it should be your financial partner for everything life brings

customers

Individuals
Business
Non-profits/Community Groups

trustpilot

2.2/5 based on 5,557 reviews

type

Retail and business bank, committed to lending into communities

services provided

Business Accounts

Small business banking: annual turnover less than £2 million
Larger businesses and commercial banking: more than £2 million turnover
Foreign currency account: business with international accounts
Community current account: community groups and charity banking
Insolvency practitioner account: insolvency professionals

Business Borrowing

Overdrafts
Credit cards: starting at 18.9% APR
Loans
Asset financing
Invoice finance: 85% within 24h

Deposit accounts

Business instant access deposit account
Business fixed term deposit account
Business notice account
Community instant access deposit account
Community fixed term deposit account
Client premium deposit account
Flexible client term deposit account
Metro Bank CONTACT DETAILS
Website

Business Services Email: Business.Management.Operations@metrobank.plc.uk

HQ: One Southampton Row, London, WC1B 5HA

ethical credentials

charity work

Metro Bank doesn’t have a philanthropic arm but are committed to the communities they are involved in: 

“Being a socially responsible and ethical organisation matters to us – it underpins our culture and how we conduct ourselves every day. Metro Bank is a retail and business bank, committed to lending into communities.”

  • Host local networking events
  • Create about 25 new jobs in local branches they open

They also partner with charities for specific initiatives eg Magic Money Tree.

policies

Climate pledges:

  • Net zero operations by 2030
  • Be net zero for operational, supply chain and financed emissions by 2050

As an ethical community bank, they do not lend directly to: 

  • metal ore mining, coal mining; peat, oil or gas extraction
  • fossil fuel power generation
  • activities that cause deforestation
  • arms manufacture or military activities.

They have a supplier code of conduct.

controversies

They have been fined multiple times since 2020 for offences including consumer protection violations, anti-money-laundering deficiencies, fraud deficiencies, banking violations.

Scroll to Top